Press Release
Statistics of Credit Card, Cash Card & Electronic Payment Institutions Business Operation as of February 2025
2025-04-10
1. Credit Card:
As of February 2025, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 58.75 million (58.65 million at the end of January 2025) among which the total active cards numbered in 39.19 million (39.07 million at the end of January 2025). The balance of revolving credit was NT$112.8 billion (NT$113.6 billion at the end of January 2025). The amount of undue balance of installment was approximately NT$175.5 billion (NT$184.8 billion at the end of January 2025). The amount of monthly retail sales was approximately NT$395.3 billion (NT$338.6 billion for January 2025). The amount of monthly write-off was approximately NT$ 0.61 billion (NT$ 0.65 billion for January 2025). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.3% ( 0.28% at the end of January 2025) (Please see Attachment 1).
2. Cash Card:
As of February 2025, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.29 million (equivalent to the number of January 2025). Total balance of cash card loans (including non-accrual amounts) was NT$10.3 billion (NT$10.4 billion at the end of January 2025). The amount of monthly write-off was approximately NT$19 million (NT$28 million for January 2025). The overall delinquency ratio was 1.149% (1.054% at the end of January 2025 ) (Please see Attachment 2).
3. Electronic Payment Institutions Business:
As of February 2025, there were nine specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers).
(1) Stored Value Card:
The number of effective cards totaled 190.75 million (189.75 million at the end of January 2025). The number of cards in using was 13.73 million (14.25 million for January 2025). The amount of monthly retail sales was approximately NT$5.85 billion (6.17 billion for January 2025). The balance of stored value was NT$ 15.28 billion (NT$15.26 billion at the end of January 2025) (Please see Attachment 3).
(2) Electronic Payment Account:
The number of users totaled 31.36 million (31.01 million at the end of January 2025). The monthly amount of funds collected or paid as an agent for actual transactions was NT$16.66 billion (NT$17.99 billion for January 2025). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$16.45 billion (NT$20.66 billion for January 2025). The monthly amount of stored value funds was NT$28.43 billion (NT$33.99 billion for January 2025). The balance of the e-payment accounts in the e-payment institutions totaled NT$19.02 billion (NT$21.03 billion at the end of January 2025) (Please see Attachment 4).
4. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of February 2025.
As of February 2025, thirty-two credit card issuing institutions were in operation in Taiwan. The number of effective cards totaled 58.75 million (58.65 million at the end of January 2025) among which the total active cards numbered in 39.19 million (39.07 million at the end of January 2025). The balance of revolving credit was NT$112.8 billion (NT$113.6 billion at the end of January 2025). The amount of undue balance of installment was approximately NT$175.5 billion (NT$184.8 billion at the end of January 2025). The amount of monthly retail sales was approximately NT$395.3 billion (NT$338.6 billion for January 2025). The amount of monthly write-off was approximately NT$ 0.61 billion (NT$ 0.65 billion for January 2025). Average ratio of delinquency credit (pass-due over three months) against account receivables (including non-accrual amounts) was 0.3% ( 0.28% at the end of January 2025) (Please see Attachment 1).
2. Cash Card:
As of February 2025, thirteen financial institutions were engaging in cash card business in Taiwan. Total number of effective cash cards was 0.29 million (equivalent to the number of January 2025). Total balance of cash card loans (including non-accrual amounts) was NT$10.3 billion (NT$10.4 billion at the end of January 2025). The amount of monthly write-off was approximately NT$19 million (NT$28 million for January 2025). The overall delinquency ratio was 1.149% (1.054% at the end of January 2025 ) (Please see Attachment 2).
3. Electronic Payment Institutions Business:
As of February 2025, there were nine specialized electronic payment institutions, and twenty electronic payment institutions were concurrently engaging in other businesses (included dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value cards issuers).
(1) Stored Value Card:
The number of effective cards totaled 190.75 million (189.75 million at the end of January 2025). The number of cards in using was 13.73 million (14.25 million for January 2025). The amount of monthly retail sales was approximately NT$5.85 billion (6.17 billion for January 2025). The balance of stored value was NT$ 15.28 billion (NT$15.26 billion at the end of January 2025) (Please see Attachment 3).
(2) Electronic Payment Account:
The number of users totaled 31.36 million (31.01 million at the end of January 2025). The monthly amount of funds collected or paid as an agent for actual transactions was NT$16.66 billion (NT$17.99 billion for January 2025). The monthly amount of funds for engaging in domestic or international small-amount remittance services was NT$16.45 billion (NT$20.66 billion for January 2025). The monthly amount of stored value funds was NT$28.43 billion (NT$33.99 billion for January 2025). The balance of the e-payment accounts in the e-payment institutions totaled NT$19.02 billion (NT$21.03 billion at the end of January 2025) (Please see Attachment 4).
4. Attachments 5 to 8 please see the major business information concerning credit cards, cash cards and electronic payment institutions business as of February 2025.
Related Files
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Attachment 1-4.pdf
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Attachment 5_Statistics of Credit card Business Operations of February 2025.zip
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Attachment 6_Statistics of Cash card Business Operations of February 2025.zip
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Attachment 7_Statistics of Stored Value Card Information as of February 2025.zip
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Attachment 8_Statistics of Electronic Payment Account as of February 2025(ODS&xlsx).zip
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- Update: 2025-04-10